Desi in DC

May 6, 2017

Affordable Care Act – One More Story

My Father-in-Law has Parkinson’s. It took him a while to get diagnosed. He was also a new immigrant to the US. His fault lay in the fact that by the time his 12 years  of waiting in line to receive his family sponsored immigration docs were up, he was already past 64. So when he moved to the US on his green card he was almost 65.

We tried to buy insurance for him and were constantly told to apply for medicare. What the insurance companies failed to understand was that for a new immigrant, medicare was not an option since they had not worked long enough in the US to accrue points. When we were successful in convincing these companies the quotes we received were simply unaffordable. North of 1K per month and that too with a significant deductible.

When Obamacare was passed, my FIL was finally able to afford insurance. After spending 5 years living uninsured, paying out of pocket for any medical expenses, my FIL finally had health insurance.

After spending the last few years stress free, we worry that FIL may lose his coverage once again. 

It is sad that the world’s “Super Power” is unable to get its act together as far as a just medical system is concerned. Access to good quality healthcare should be a right and not a privilege. Maybe the US can learn a few things from its neighbours in the North,

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